Nequi

Keman tikamiki tikishmati ken kualtiat in takatukayot dijital ihtik El Salvador, Nequi kipia se tejkualan nemilish ipal muchiua. Nequi El Salvador, ihkuak Bancoagrícola iuan muchiua, muchiuk se yankuik tekipan kuali ipal kitemaka teiknelish dijital, ihkuak takajtian uan takuiltil, uan nemi takakanawat kipia. Tikishmati akuali ken kichiua uan ken tikualtia.

Nequi El Salvador: Ken Muchiua Uan Ken Tlakat

Nequi El Salvador kichiua itekipan ihkuak . Inin yankuik takatukayot dijital nemi takauyuti ihkuak in . Iuan muchiuk ihtik El Salvador in xiuit 2024, keman itlapal apkik ichanti. Itlanal nemi Bancolombia Ipal Grupo, ihkuak Bancoagrícola kipia muchi itlanal uan kichikaua.

Nequi kichiua itekipan ken se . Kipia:

• Takajtian dijital iuan Mastercard.
• Takemanil ihtik Nequi yauki uan yauki.
• Takutil ipal takauyut uan takatukayot ipal telefoni.
• Takuanikilish ipal takuiltil.

Achiku nemi, kitemakas takakanawat uan takipatlakayot. In Nequi kineki kinikneli ajmakipia takatukayot ihtik banku, in chichikunaj, in tekitini, uan in takuanikini ipal takuiltil. In jefe ipal Nequi El Salvador nemi Ricardo Arce. Rafael Barraza, in CEO ipal Bancoagrícola, kipia itatekimachilis ihtik Nequi itekipan.

Nequi Ihtik Takakanawat Uan Takajtian

Takakanawat (Loans)

Tejkualan, keman tikishmati inin, . Nemi kichiua uan achiku kitemakas. Kikamiki kitemakas takakanawat ihkuak in xiuit 2026. In takakanawat kimachilis ken tikualtia in apkik uan ken tikichiua itakemanil ihtik.

Takajtian Uan Takemanil (Savings and Transactions)

Inin nemi akuali ken Nequi kichiua itekipan:

• Ajmakipia takamanil, ajmakipia takatukayot ipal muchikaua.
• Ajmakipia takamanil keman tikitemaka ihtik Nequi yauki uan yauki.
• Ajmakipia takamanil.
• Ajmakipia takamanil, ajmakipia takukuitil ipal in tumin techtlajtlani.
• Ajmakipia takamanil (kipia 1,400+ ATM ihtik mushi Sempoal).
• Ajmakipia takamanil achiku.

In takamanil ipal takakanawat achiku kitemakas, ajmakipia keman keman kitemaka.

Ken Tikualtia Uan Ken Kichiua Nequi Ihtik Apki

Ken Tikishmati Uan Tikualtia (Application and Onboarding)

Tikualtia Nequi ashku nemi:

• Kipia ipal iOS (App Store) uan Android (Google Play) keman in xiuit 2024.
• Tikualtia ihtik nequi.com.sv ipal tikemaka itekipan.

Ipal tikualtia, tikikneli tikipia to DUI (kualtakayot ipal Sempoal) uan se . Muchi kichiua ihtik in apkik, ajmakipia tikiauj ipal banku. Muchiua ihtik 5 minutuj.

Tikemaka tumin: Tikemaka ihtik ATM ipal Bancoagrícola, uan ihtik Puntoxpress uan Quickpay QR ihtik takatukayot.

Takakanawat Ipal Tlatlamanil Uan Takajtok (Credit Scoring and Underwriting)

Keman Nequi kitemakas takakanawat, kimachilis ken tikualtia in apkik uan ken tikichiua itakemanil. Kimachilis in tetekipan ipal takakanawat. In Inswitch takatukayot kitemaka itekipan ipal kimachilis in takemanil uan in takajtok.

Keman kitemakas takakanawat: Kitemakas ihtik Nequi takajtian. In takuililish: Kiaujtumatiko kikuilis ihtik Nequi takajtian. Kuali nemi ken kuali tiknemiltia in takanawat.

Apki Ipal Takatukayot Uan Ken Tlakat (App Features and User Experience)

In Nequi apkik kipia:

• Kipia dijital debit karti.
• Tikualtia QR ipal tikemaka takutil.
• Tikuanikilia takuiltil ashku.
• Tikipia takajtian ihtik apkik ipal tumin.
• Kimachilis ken tikichiua itakemanil.
• Techtlanawatilia keman nemi yankuik.

In apkik kipia 100 mil+ tlamanil. Ihtik Google Play, kipia 2.7/5 iuan 441 takuajkuilul. In tekualtiani kitlajtlani in apkik kuali nemi, achi ueli kipia ueli tlamanil keman tikala. Kuali nemi ipal takuanikililish ipal takuiltil. Achi ueli kipia takemanil tlalua keman mushi tekitini, uan in tlanankililish ipal teikneli nemi 24 ual.

Se takuahkuali nemilish: Achikuni tekitini kualtia Nequi ipal kinemiltia itakutil uan kimachilis in tumin, uan ueli kitlakaua 15% ipal itakutil.

Tikishmati Nequi Ipal Takanawat Uan Ipal Tlakat

Takauyil Uan Takakamat (Regulatory Status and Compliance)

Nequi nemi se takauyuti ihkuak in Superintendencia del Sistema Financiero de El Salvador. Kimachilis in takauyut ipal takakamat uan ajmakipia takajtok. Kipia takipatlakayot ipal teiknelini:

• Tumin takipatlakayot (TLS encryption).
• 24/7 in-app teiknelish.
• Ajmakipia takamanil tlatlajtok.

Ajmakipia takauyut kichiuk keman inin.

Tekijitiani Uan Ken Kichiua (Competitors and Market Position)

Nequi itekijitiani ihtik El Salvador nemi Tigo Money, Chivo Wallet, uan BAC Credomatic apkik. Nequi kichiua ken ajmuchiuani sejse:

• Ajmakipia takamanil takajtian.
• Takuanikilish ipal takuiltil ihkuak Payoneer.
• Dijital tikualtia ihtik 5 minutuj iuan Mastercard debit karti.

Kipia itateki iuan Inswitch (ipal takatukayot dijital), Payoneer (ipal takuiltil), uan Mastercard (ipal karti). Kineki kitemakas takakanawat ihkuak 2026, uan kitemakas takipatlakayot achiku.

Takuajtia Ipal Akuali Keman Tikualtia Nequi (Practical Advice for Using Nequi)

Keman tikamiki tikualtia Nequi, kuali nemi ken tikichiua inin:

1. Kimachilis ken kichiua Nequi iuan inin takatukayot ipal takuakali.
2. Kimachilis ken Nequi kitemakas takakanawat, uan nemi kuali ken tikichiua itakemanil ihtik apkik ipal kuali takanawat.
3. Mushikeman kimalti in takamanil uan in takauyil ihtik in apkik, ipal ajmakipia tlatlajtok.
4. Kimalti in takuajkuilul ihtik Google Play ipal kimachilis akuali ken nemi in apkik.
5. Tikualtia in ATM ipal takuitil ajmakipia takamanil.
6. Tikipia to DUI (takualtakayot ipal Sempoal) kuali uan nemi achi yankuik.
7. Tikualtia in takajtian ipal tumin ipal kimachilis ken tikualtia to tumin.

Nequi kitemaka se tejkualan takatukayot dijital ipal mushi ajmakipia takatukayot ihtik banku. Kimachilis itekipan uan ken tikualtia kuali nemi ipal mushikeman.